The years you spend providing for your family can be some of the best times on your Bench of Life™. It may also feel like a balancing act some days. Your personal and professional lives coincide and juggling
- Bettering what you do with your money day-to-day
- Balancing retirement and education planning for your kids
- Making the time to meet openly
- Answering questions quickly
- Feeling comfortable, whether it's
high level or granular - Being honest with you if you are overspending
College / Education Funding
You and your loved ones deserve every opportunity on the bench of life. Helping your kids and grandkids with education funding can give them the best possible start. The challenge is saving for college and retirement at the same time while managing day-to-day expenses and obligations. You don’t want to impact your own future retirement. College funding is a large budgeting item and the various options can lead to confusion. We help you understand and select the most appropriate education funding options so you remain balanced and well-diversified in your investment portfolio.
- 529 Savings Plans
- UGMA / UTMA Plans
- Mutual fund investing
- College funding using life insurance
- Saving early and often
Family and Asset Protection
One of the most secure feelings you can have in life is knowing you are prepared for whatever may happen. We work with clients to help them be prepared for the expected and the unexpected. We help them create a better sense of confidence and greater control over their finances. If you suffer an illness, a loss of income, or premature death, you don’t want to touch your long-term assets unless you have to. As you approach the many milestones on your bench of life, you may find that assessing additional insurance coverage and planning may be needed. The real benefit is knowing that if something comes up you have a resource to go to for questions.
- Reviewing and updating your insurance beneficiaries (i.e., new spouse, child or partner)
- Assessing insurance needs as your income,
family and lifestyle grows - Knowing the coverage periods
on your life insurance; are you protected throughout your bench of life? - Coverage losses if you leave your employer
- Accident and illness coverage
- Cash value insurance products for additional financial needs (i.e., college funding or supplemental retirement income)