FINANCIAL PLANNING PACKAGES
EARLY CAREER
- Develop Investment Portfolio & Set Financial Goals
- High School (18+), College Students, and Young Professionals (ages 18-30)
- 5yr Cash Flow & Swing Projections
- Review Retirement Account Contributions for IRA & Roth
- Evaluate Employer Retirement Plans: 401(K), 403(B), SEP IRA, Etc.
- Review Life Insurance
- Review Digital Assets/ Cryptocurrency Holdings
- Initial Annual Planning Cost and Ongoing Annual Cost Waived for First Time Early Career Clients
- What You Pay:
- *$0 Cost
ESSENTIAL
- Everything in Early Career Plus:
- Investment Portfolio Analysis, Strategy, Goals & Recommendations
- Debt Strategy for Mortgage, HELOC, Student Loans, Auto Loans, Etc.
- Traditional vs. Roth Contribution Analysis
- Education & College Funding
- Cash Flow Analysis
- What You Pay:
- $1,000 Upfront
- $1,000/yr-Annual/ Semi-Annual/ Monthly Meetings
ADVANCED
- Everything in Essential Package Plus:
- Tax Coordination With your Accountant
- Alternative Investment Strategy (Private Equity, Venture Capital & Non-Traded Real Estate)
- Tax-Qualified Investment Consideration (Exchange Funds, Deferred Annuities, Etc.)
- Retirement Income Forecasting & Planning
- Estate Planning Review-Document & Beneficiary Reviews
- Roth Conversion Analysis
- What You Pay:
- $2,500 Upfront
- $2,500/yr-Annual/ Semi-Annual/ Monthly Meetings
CHECK OUT THIS INFORMATIONAL VIDEO ON HOW WE MANAGE AND TRACK YOUR ASSETS!
Jairo C. Lemos, MBA, AIF®
LPL Financial Advisor – Se Habla Español!