LPL Financial Advisor in Maryland
- Bachelor of Science – University of Maryland, College Park, MD
The awards, plaques and recognitions I have received over the 28 years in this industry are nice, but not what I aim for. Over the years I’ve been fortunate to speak and work with members of a number of organizations on financial planning/education issues. In general the work was about putting pieces of their individual puzzles together to match what they want it to look like when finished. Credit to those that have had the discipline to actually implement their plans. The most rewarding part of our work is when an unforeseen event happens that, had we not planned properly, would have taken their train completely off the tracks. In life, “stuff” happens. The best compliment I’ve received came from a high profile client when he said that he would not be where he is if it wasn’t for the work we did.
- Personal Wealth Management Services
- Personal Financial Planning
- Investment Management
- Retirement Plan Services
- Employee Benefit Education
- Personal Insurance Services
- Wealth Preservation
- Executive Compensation / Retirement Analysis
- Request For Proposal
When my time comes I would like to not have to say “I wish I would have…..” The reality for most of us is that there will be a list of things we’ll look back on. Some great. Some, not so much. That philosophy is foundational in my practice. We can plan for what we would like to happen based on things we can control. But there are lots of things we can’t control, which leads us to the process of making choices. Those choices can make all of the difference in completing the financial puzzle or limiting the impact when an unplanned event happens. At the same time, tomorrow is promised to no one. Yesterday, is the past. Today, is a present. Tomorrow is a gift. An Advisor’s job is to assist the people that depend on us to find a balance so they don’t say “I wish I would have…….”
Like many professionals in the financial services industry, I have been with several top firms (Lincoln, ING, AXA, and most recently Gateway Financial Partners) over my 28 years. During that time I have earned a number of professional designations including CFP® (Certified Financial Planner), CLU (Chartered Life Underwriter) and LUTCF (Life Underwriters Training Council Fellow). The licenses I hold are Series 6, 7, 63 and 65 with LPL Financial.
I am currently a member of the Baltimore Estate Planning Council, International Association of Registered Financial Consultants and Premier Consultants (a group of professionals from a variety of firms that get together quarterly to review market results and discuss industry related topics.)
In the past I’ve been a member of Million Dollar Round Table, been Masters Certified with the H.S. Dent Foundation, the Business Strategies Group/Mid-Atlantic, the Society of Financial Service Professionals and the H.S. Dent Network. I’ve studied with Ed Slott, CPA on advanced IRA Rollover and retirement plan distribution issues. I’ve been a licensed instructor with Successful Money Management Seminars and spoken to or presented financial seminars to employees/members of The Johns Hopkins University Applied Physics Laboratory, Northrup Grumman, Carefirst Blue Cross Blue Shield, The Smithsonian Institute, Government Service Administration, Baltimore County Adult Education and the American Federation of Teachers – Maryland.
Check the background of this investment professional on FINRA BrokerCheck.