Darryl Bernhardt
Helping You Navigate Retirement and Healthcare Decisions
Retirement and healthcare planning tailored for small business owners and early retirees. We focus on providing clarity and guidance to help you make informed financial decisions.
Invest in Your
Our Why
At Gateway Financial Partners, we believe financial planning is more than just investment strategies—it’s about helping clients make informed decisions that impact their future. For small business owners and early retirees, this means navigating the complexities of retirement income planning, healthcare coverage, and long-term financial stability.
We take a comprehensive approach to financial planning, integrating retirement and healthcare strategies to help clients prepare for the road ahead. Many advisors focus solely on investments, but we recognize that decisions about Medicare, health insurance, and small business benefits are just as critical to long-term financial confidence. By addressing these areas together, we provide guidance that helps clients make well-rounded financial choices.
Our process is built on honesty, integrity, and transparency. We prioritize clarity in every conversation, helping clients understand their options so they can move forward with confidence. Whether it’s structuring a retirement plan, reviewing healthcare coverage, or designing business benefits, we provide the perspective and support to help clients take the next step.
Our Services
We provide a comprehensive range of services to address your unique needs:
Our Process
Get to Know Us
Darryl Bernhardt
Insurance & Investment Consultant
About Darryl
With more than two decades of experience in financial services, Darryl Bernhardt helps small business owners and early retirees navigate complex financial and healthcare decisions. His approach is rooted in honesty, integrity, and a commitment to providing clear, practical guidance tailored to each client’s unique situation.
Darryl’s background in financial services began in 1997, and over the years, he has gained extensive knowledge in retirement planning, insurance, and Medicare. His deep understanding of healthcare planning sets him apart, allowing him to guide clients through decisions that integrate both financial security and long-term healthcare needs.
Working with Darryl means having an advisor who takes the time to understand individual goals and concerns before creating a plan. He believes that every client has a story, and his role is to listen, educate, and provide strategies that help them move forward with confidence.
When he’s not working with clients, Darryl enjoys connecting with his community, learning about the latest trends in financial and healthcare planning, and spending time with family and friends.
Do Our Values Align?
Our Ideal Client
Financial planning is personal, and finding the right advisor means working with a team that understands your goals, values, and concerns. We focus on helping individuals who want a clear, straightforward approach to managing their finances and planning for the future.
- Self-Employed Small Business Owners – Business owners who want to create a strong financial foundation for themselves and their employees through retirement plans, insurance coverage, and long-term planning.
- Early Retirees – Those preparing for or navigating retirement, looking for guidance on retirement income strategies, Medicare, and healthcare planning.
- Individuals Seeking Healthcare Guidance – Anyone who needs help understanding Medicare, health insurance options, and how healthcare costs factor into long-term financial planning.
We believe financial planning should be practical, easy to understand, and tailored to your unique situation. If you’re looking for a team that listens, provides thoughtful guidance, and helps you make informed decisions, let’s start a conversation.
Insights & Market Commentary
FAQ's
What services do you offer?
Retirement planning, insurance solutions, and healthcare guidance tailored to your needs.
What is an independent financial advisor and what do they do?
A financial advisor is a professional who helps clients manage their finances, investments, and wealth. They offer personalized advice and guidance based on their clients' financial goals and needs. Financial advisors can provide services such as retirement planning, investment advice, tax planning strategies, estate planning strategies, and more.
Why should I hire a financial advisor?
Hiring a financial advisor can be beneficial for those who need help managing their finances, planning for the future, or making investment decisions. Financial advisors can provide professional advice and guidance to help clients pursue their financial goals and make informed financial decisions.
What sets Darryl apart from other financial advisors?
Darryl brings a distinct combination of expertise in financial planning and healthcare guidance. His focus on Medicare, retirement income planning, and healthcare decision-making enables him to provide a comprehensive approach tailored to each client’s needs.
How can I determine whether my advisor is a qualified professional?
When looking for a financial advisor, using BrokerCheck can provide valuable information about the advisor's background, including their employment history, registration status, and any disciplinary actions or customer complaints. By using BrokerCheck, investors can make informed decisions about which financial advisor to work with and avoid potential fraud or misconduct.
What services do financial advisors typically offer?
Financial advisors can offer a wide range of services, including retirement planning, investment advice, tax planning strategies, estate planning strategies, risk management, and more. The specific services offered may vary depending on the advisor's experience and qualifications.
What is your approach to helping clients navigate market volatility?
As an independent financial advisor, we believe in developing a diversified investment portfolio that aligns with clients' long-term financial goals and risk tolerance. We review and rebalance portfolios regularly and provide education to help clients understand their investment strategy. During times of market volatility, we stay in close communication with our clients to provide guidance and support. By taking a strategic, long-term approach, we help our clients pursue their financial goals despite market fluctuations.
*There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
Frequently Asked Questions
We understand that managing your finances can be a daunting task, and that’s why we’re here to help. As experienced professionals in the financial industry, we are committed to providing our clients with personalized advice and guidance to help them work toward their financial goals. In this section, we’ve compiled a list of frequently asked questions to help you understand what a financial advisor is, how we can help you, and what to expect when working with us. We hope this resource will provide you with valuable information and help you make informed decisions about your financial future.
Invest in Your Future Today
Let's Start the Conversation
At Gateway Financial Partners, we believe that financial planning is about making choices that support the life you want to lead. Whether you’re a small business owner structuring a retirement plan, an early retiree navigating Medicare, or someone looking for guidance on healthcare and financial planning, we’re here to help you make informed decisions.
From designing a retirement income strategy to selecting the right insurance coverage and understanding healthcare costs, our team provides clear, practical guidance tailored to your unique needs. We take the time to understand your priorities and provide thoughtful recommendations that help you move forward with confidence.
Let’s start a conversation. Contact us today to schedule a consultation and take the first step toward building a financial strategy that works for you.
Our Location
Gateway Financial Partners
2561 Misty River Ln
De Pere, WI 54115
