In my last blog, I discussed the benefits of Health Savings Accounts (HSAs). If you missed it, you can check it out here. In this blog, I wanted to address some of the common objections that I hear about HSAs because many of them are based on misinformation and misunderstandings. When I first started working …
I love the Karate Kid. So my wife and I sat down to share the original film with our teenage daughters a few years ago. It didn’t go well. I had forgotten that Daniel gets beaten up for most of the movie and that the scenes are much longer and slower than the younger generation …
In the first two parts of this 3-part blog, we discussed how much money you could get from Social Security based on your work history and family situation. But what if the Social Security trust fund isn’t there to pay your full benefits? In this blog, we discuss what happens when Social Security goes insolvent …
In part 1 of this 3-part blog, I outlined how to understand the Social Security benefits you could be eligible for based on your own earnings record. But it is possible that you could be eligible for more benefits based on your current or former spouse’s earnings record instead. So, let’s look more closely at …
Americans love the royal family. And I’m English (my mom was born and raised there) so let me try to spice up the topic of Social Security with a royal family metaphor. Social Security is like Prince Harry – widely known but never fully understood. I cannot figure out what Harry is doing right now, …
Social Security Part 1 – How to Read Your Statement Read More »
My wife Debbie and I still watch the evening news. I know, we should just get instantaneous news from our Twitter feed like everyone else under 80 years old. But I like Lester Holt. Does your Twitter feed remind you to “take care of yourself, and each other” like Lester does? I think not. But …
In my last blog, I argued the benefits of pursuing enough money, rather than always striving for more. In this blog, I hope to illustrate some of the benefits of this through a case study. All names have been changed to protect the innocent (and very contented) couple. Several years ago, I got a call …
The word enough gets a bad rap. Teachers will yell “That’s enough!” at their unruly students, or we might declare “Enough is enough!” when dealing with a loved one who has just pushed the limits too far. But I am here to espouse the benefits of enough. We live in a world that emphasizes the …
If you live in Connecticut like I do, you have gotten used to a high cost of living, including high energy rates. But the latest change in our electricity rates is shocking (pun intended) even by CT standards. On 1/1/23, the standard residential electricity rate for Eversource customers went from $0.12 per kWh to $0.24. …
Shocking News: Your Electricity Rate May Have Just Doubled! Read More »
One of the greatest Seinfeld episodes ever is “The Bizarro Jerry”. This is where Elaine has a friend Kevin who does everything the opposite from Jerry, and there are opposite versions of George and Kramer, and even Newman, as well. There is a scene when Jerry, George and Kramer meet their Bizarro counterparts and Jerry …
